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Can I consolidate students loans and credit card to get a lower monthly payment?

Students Credit Card
summerlvr asked:


I have 3 student loans out from college: 1 state, 1 federal, and 1 from my bank and a maxed out credit card that I am paying off. Is there a way I can consolidate all of these together for a lower monthy payment? Right now I pay each bill seperatly and the interest rates keep climbing! Any advice? I am under the impression that I cannot consolidate state and federal loans together…am I wrong about this?

What is the best frequent flyer credit card for students?

Jeffer W asked:


I am looking for a frequent flyer credit card so I can build up some miles. With little to no annual fees etc. I am a student and don’t know much about the whole frequent flyer process. Aren’t there certain days and items that when purchased give double points. What’s the fastest way to gain points? Thanks all.